Cindy Ertman's Blog

Cindy Ertman's blog is a collection of the teachings of Cindy Ertman, the powerful philosophies, strategies and skills she has developed over 20 years of helping individuals achieve their vision for total success for their lives. Discover how to fuel your defining difference and achieve monumental success through the power of intentional choice.  Start now with Cindy's articles, podcasts and videos that we've made available to you on the site to help you on your journey to live with purpose and passion,

5 Steps to Elevate Your Business in Uncertain Times

5 Steps to Elevate Your Business in Uncertain Times

Adversity forces us to go deeper to awaken to the deeper dimension of who we are. It gives us the opportunity to become a stronger, better version of ourselves.” ~ Eckhardt Tolle As we know from history, through every adversity, comes immense opportunity. These unprecedented times have the potential to ...
4 Keys to Managing Your Time, Energy and Productivity

4 Keys to Managing Your Time, Energy and Productivity

There is no disputing the fact that the mortgage industry has seen dramatic changes over the past few years. Many Mortgage Loan Originators have seen a dramatic decline in income and many have gotten out of the business. So how do you create a stable, healthy, successful business in these ...
Change Your Mindset. Change Your Game.

Change Your Mindset. Change Your Game.

John Maxwell once said, “You’ll never change your life until you change something you do daily.  The secret of your success is found in your daily routine.”  Is there something that’s holding you back from reaching the success you desire?  Succeeding in life and business is not always just about ...
How My Female Mentor Inspired Me

How My Female Mentor Inspired Me

In July 2005, I began my career in the mortgage business.  At this time, I was the only female originator at the small brokerage company where I worked.  At 19 years old, I had a narrow understanding of the mortgage business, familiar with only 30 and 15-year fixed products that ...
5 Ways to Mastermind Your Way to Success

5 Ways to Mastermind Your Way to Success

My summer kicked off with a bang as one of the keynote speakers at Steven Marshall’s Mastermind Summit in Las Vegas where I shared my 7 STEPS to 7 Figure Mortgage Success. Maybe you were in the audience that day? More than 2,000 mortgage professionals came together to share best ...
Success is a Choice!

Success is a Choice!

As a founding faculty member of Loan Toolbox, I am always reminded of a conversation that I had with its founder, Tim Braheem, more than 15 years ago. Tim has been a close friend and mentor of mine for many years, and back when I joined his faculty, I always ...
Discover The Defining Difference and Start Living The Life Of Your Dreams

Discover The Defining Difference and Start Living The Life Of Your Dreams

If desire was all it took, we’d all be living a life full of purpose, passion, balance, happiness, and financial prosperity, because honestly, who doesn’t want that? And yet, when you look around, chances are you see a world filled with people pursuing lives that fall way short of this ...
Go “From Chaos to Clarity” with My Online Program

Go “From Chaos to Clarity” with My Online Program

Since I launched The Defining Difference in early 2014, I’ve been thrilled to connect with people from all over the world who are seeking ways to move out of overwhelm and connect with their greatest purpose, passion and prosperity.  People are rejecting the myth that overwhelm has to be the price we ...
Answering the Wake Up Call

Answering the Wake Up Call

“Life is a series of choices. Intentional choices create impact, so you can find fulfillment, serve others and influence change in the world.”  As I walked into the room, I felt instant discomfort. It was clear that I did not fit in. I was dressed in a fitted pair of designer ...
Cindy’s Defining Difference

Cindy’s Defining Difference

I believe that every person has the ability to rewrite their story and create their life by design. Change is hard and most of us resist it. However, when we make the choice to consciously shake up our life and take deliberate risk for the sake of growth, amazing things ...
Creating Clarity

Creating Clarity

Sometimes it is extremely important to rise above the clouds so we can see the horizon and get more clarity on the direction we want to go. We need to get clear on our vision and it can be very hard to do when we are in the fog of ...
Finding Balance in an Unbalanced Life

Finding Balance in an Unbalanced Life

Finding ways to create balance in our life is critical to our success. Much of the time we feel our success is created by working an extra 10 hours a week or not taking a vacation. In reality, the greatest success is when we learn to say NO and make ...
Building Trusted Relationships

Building Trusted Relationships

The problem with the world today is that technology is both a blessing and a curse when it comes to building relationships.  Though it increases efficiency 10 fold, it actually can become a crutch and a block from taking the time to build deep, trusted, and connected relationships with our ...
The Hallway of Uncertainty

The Hallway of Uncertainty

There comes a time when the voice inside your head just gets too loud to ignore. I believe it is the voice of our purpose and passion and our intuition telling us to follow our heart and to ‘be the change’ we want to see in the world. In my ...

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